If you observe closely, people’s mindset is changing rapidly these days. While fixed deposits were once considered the safest option in every household, people are now looking for ways to grow their money. The Economic Survey has clearly shown that Indian families have become more sophisticated and aware when it comes to investments.
Massive Surge in the Popularity of Mutual Funds
According to the Economic Survey, there has been a tremendous increase in both the number of investors and the amount invested in mutual funds.
While its share was very low a few years ago, it has now increased sevenfold. Easy investment facilities like SIPs (Systematic Investment Plans) have connected even ordinary people to the market, further strengthening their confidence.
Fixed Deposits Still Trusted, but Their Appeal Has Diminished
Although fixed deposits are still a popular choice, their share has decreased to approximately 35 percent. Low interest rates and rising inflation have weakened the appeal of FDs. People are now realizing that safe investment alone is not enough; better returns are also necessary.
Informed Investors and a Changing India
Today’s investor is far more informed than before. They understand the balance between risk and return. Digital platforms, easy access to information, and financial literacy have empowered people to make informed decisions. This is why India’s savings culture is gradually transforming into an investment culture.
Growing Confidence Towards the Future
The increasing share of mutual funds indicates that people are now planning for the long term. Goals such as retirement, children’s education, and a secure future are now being planned with greater foresight. This shift is also considered a positive sign for the Indian economy.
Disclaimer: This article is for general informational purposes only. The information provided is not investment advice. Always consult your financial advisor before making any investment decisions.
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