Bank Closed: Often, we plan to go to the bank on a Monday to take care of important tasks. After the Sunday holiday, we assume everything will be back to normal, but sometimes a lack of information can ruin the entire day. Something similar is going to happen on December 22nd, when banks will be completely closed in one state of the country. If you were planning to visit a branch for transactions on this day, this news is very important for you.
In fact, bank holidays are not decided arbitrarily. They are based on the annual holiday calendar of the Reserve Bank of India (RBI), which is released in advance for the entire year. Banks in each state are open or closed based on this calendar.
Bank Holidays are Determined by the RBI Calendar
Bank Closed: The RBI releases a detailed holiday list for banks every year. This includes national holidays like Republic Day and Independence Day, as well as local festivals and special occasions in different states. This is why banks are open in some states on a particular day, while they are closed in others.
This system has been created to respect the cultural identity and local traditions of the states. This directly impacts ordinary bank customers, especially those who plan to take time out of their day to visit a branch.
| Date | Day | State | Reason for Holiday | Bank Status |
|---|---|---|---|---|
| 22 December | Monday | Sikkim | Namsung Festival | Closed |
| 22 December | Monday | Other States | No Local Holiday | Open |
| RBI Calendar | Yearly | All States | Official Holiday List | Applicable |
| Online Banking | 22 December | All States | Digital Services | Available |
| ATM Services | 22 December | All States | Cash Withdrawal | Available |
Which State Will Have Banks Closed on December 22nd?
Bank Closed: According to the official RBI calendar, all banks in Sikkim will be closed on December 22nd. A bank holiday has been declared in the state on this day. Banking services will continue as usual in the rest of the country, and branches will remain open, except in Sikkim.
If you live in Sikkim or are planning to go there for any banking work on December 22nd, it would be wise to change your plans. While ATMs and online banking services usually remain operational, branch-related work will not be possible on this day.
Holiday Due to a Festival
Bank Closed: In Sikkim, the Namsoong festival is celebrated on December 22nd. This festival is deeply rooted in the culture and traditions of the state. The Namsoong festival is seen as a symbol of the completion of the harvest cycle and the beginning of the new year. For the local people, this time of year is a time of joy, celebration, and family gatherings.
Keeping this cultural significance in mind, the state government has decided to keep banks closed on this day. It’s not just a holiday, but also a symbol of respect for local identity and traditions.
Why checking for bank holidays is important before visiting the bank
Bank Closed: While many banking tasks can now be done online, there are still several transactions and services that require a visit to the branch. If tasks like check clearing, drafts, KYC updates, or any work related to important documents get stuck on a holiday, it can cause significant inconvenience.
Therefore, it is always advisable to check the holiday status on the RBI holiday calendar or your bank’s official website before visiting the bank. A little precaution can save you both time and stress.
A small piece of advice for customers
If you live in Sikkim, complete your essential banking tasks before or after December 22nd. You can also utilize digital banking, UPI, mobile apps, and ATMs to perform many transactions even on a holiday. Planning with the right information is always the best approach.
FAQs
Are banks closed across India on 22 December?
No banks are closed only in Sikkim on this date.
Why are banks closed in Sikkim on 22 December?
Banks are closed due to the Namsoong festival holiday.
Will banks remain open in other states on 22 December?
Yes banks will function normally in all other states.
Are ATM services available on 22 December?
Yes ATM services generally remain available during bank holidays.
Will online banking work during the bank holiday?
Yes net banking and mobile banking services remain active.
Should customers check bank holidays before visiting branches?
Yes checking RBI holiday calendar avoids unnecessary inconvenience.
Disclaimer: This article is based on the bank holiday calendar issued by the RBI and publicly available information. Bank holidays are subject to change. Before undertaking any banking transaction, please confirm the holiday status with your bank’s official website or your nearest branch.
Also read:
Nanda Gaura Scheme 2025: Get ₹62,000 for Your Daughter from Birth to Class 12
EPFO Update 2025: PF Interest Rate May Rise to 9%, Check ₹54,000 Credit Details
SIR Draft Voter List 2025: Check Your Name and Exclusion Status Online
