Maruti Suzuki Brezza vs Tata Nexon: The process of purchasing a new car is very exciting, particularly when it is your first SUV. In the compact SUV segment in India, two models seem to top every buyer’s list: the Maruti Suzuki Brezza and theTata Nexon.
There are buyers who are willing to buy the Brezza because of the smooth driving, great mileage and the reduced maintenance expenses. Some people incline towards the Nexon due to its high construction and safety. EMI is one of the first things that should be taken into consideration when a person decides to purchase a car with the help of a bank loan.
Knowledge of the price and the approximate installments of the loan can assist you in determining which SUV will be more suitable in terms of the budget.
Maruti Suzuki Brezza vs Tata Nexon
| Feature | Maruti Suzuki Brezza LXi | Tata Nexon Smart (Base Model) |
|---|---|---|
| SUV Segment | Compact SUV | Compact SUV |
| Engine | 1.5L Petrol Engine | 1.2L Turbo Petrol Engine |
| On-Road Price (Delhi) | ₹9.67 Lakh (Approx.) | ₹8.34 Lakh (Approx.) |
| Down Payment | ₹1,00,000 | ₹1,00,000 |
| Loan Interest Rate | 9.8% (Estimated) | 9.8% (Estimated) |
| EMI for 4 Years | ₹21,000 per month | ₹18,535 per month |
| EMI for 5 Years | ₹17,644 per month | ₹15,514 per month |
| EMI for 6–7 Years | ₹13,764 (7 years) | ₹13,516 (6 years) |
| Key Advantage | Better mileage and resale value | Strong safety and build quality |
| Best For | City driving and long trips | Safety-focused buyers |
Maruti Suzuki Brezza LXi: EMI and Price
The entry-level model of the Maruti Suzuki Brezza, LXi Petrol, is made to appeal to people who wish to have a comfortable, dependable SUV to use in daily urban travels. The engine used in driving the car is a refined 1.5-litre petrol engine that provides the car with a smooth performance and is also reputed to have a good fuel efficiency. The resale value of the Brezza in the Indian market is the other factor that makes many buyers purchase the car.
The Brezza LXi costs approximately 9.67 lakh on the road in Delhi. When a buyer is giving down payment of 1 lakh, then the balance is usually financed by bank loan. Depending on the loan tenure one chooses, EMI is about 9.8 percent.
The monthly EMI is almost 21,000 in case of a four-year loan term. When the buyer opts to make a 5 year repayment, the EMI is reduced to approximately 17644 a month. Individuals, who wish to maintain a lower monthly payment, will have an opportunity to extend the period of loan up to seven years, which will reduce the EMI to approximately 13,764. Having a level of performance and a comfortable ride feel, the Brezza continues to be a good option on long road trips and to work every day.
Tata Nexon Base Model: EMI and Price
The Tata Nexon enjoys a good reputation as its quality of building and safety scores are high and this has made it a popular choice with customers who are safety conscious. The entry-level Nexon model, referred to as the Smart, is a little less expensive than the Brezza, and thus makes it appealing to customers having a smaller budget.
IN Delhi The Tata Nexon base model costs about 8.34 lakh on the street. Due to the reduced price, the loan is lesser thereby decreasing the monthly EMI charge.
Assuming that a buyer pays down payment of 1 lakh rupees and gets a loan at 9.8 percent interest rate, the EMI of a four year loan is say 18,535 per month. In the five year term, it will reduce to approximately 15,514 per month. Provided the loan is stretched to six years, EMI even decreases to almost 13, 516. Besides affordability, the Nexon has good body structure and greater ground clearance thus suitable in rough roads and difficult driving conditions.
How loan EMI of a car is calculated
One should bear in mind that EMI amounts are approximated before concluding on a car loan. The amount of money to be paid per month can vary based on a number of factors. The buyer has to have a good CIBIL score, bank loan approval policy, insurance, and other expenses; these are the factors that the banks take into consideration when closing the loan.
Interest rates could also differ with regard to the bank or financial institution. To encourage customers during the time of celebration or special offers, the banks at times lower the interest rates or processing fee in 2026. Such offers should be in a position to reduce the EMI marginally and the total loan will become cheaper.
The other easy method of paying less each month is to add to the down payment. The more the down payment, the lower the loan amount and this eventually makes the total amount that will be paid in interest throughout the loan term to be less.
What SUV Can You Better Afford?
The Maruti Suzuki Brezza and the Tata Nexon have a great value to their customers who are in need of a compact SUV. The Brezza targets the individuals who are interested in a smooth performance, higher mileage, and reduced expenses of maintenance. Conversely, the Nexon can be distinguished by high quality construction and good safety image.
In the decision between the two, it is usually the personal priorities and the budget planning that will be the final decision. A close comparison of the on-road price, EMI and the tenure of the loan could advise the buyers to choose the SUV that can comfortably fit in their monthly budget.
Disclaimer: The rates and EMI values represented in this paper are rough values estimated as per the available information and the normal loan calculations.
The real prices on the road, interest rates, and EMI value can change according to the city, policies of banks, the duration of the loan, the choice of the insurance, and the credit profile of the buyer. Customers are strongly discouraged to purchase any products without first verifying the authenticity of the dealers or the financial institutions.
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